Life

Life coverage that will pay a set benefit to the beneficiary of your choosing should you pass away. This insurance is an affordable option for those looking an alternative to traditional lender insurance. In addition to insuring your mortgage, funds can also be used to cover things such  credit cards, education fund or living expenses, etc. 

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Coverage Enhancements Available:

• Disability (Mortgage Protection Benefit)
  
• Critical Illness Benefit
  
• Accidental Death Benefit
  
• Child Critical Illness Benefit
  
• Child Protection Benefit
  
• Waiver of Premium Benefit

Features

Simple, affordable protection -  Dollar for dollar, term life insurance offers you one of the most economical ways to get the maximum amount of protection.

Premiums are guaranteed - Depending on the term you choose 10, 20, 30, 100 years, your premiums are guaranteed to stay the same.

Renewable and convertible - Prior to the age of sixty-five (65), the policy may be converted to an available product that offers permanent protection without medical underwriting.

Level coverage - Term life allows you to purchase coverage that does not decrease over the term. At the end of your term if you choose to renew you can decide if you still require the same amount of coverage or not.  Once your mortgage is paid off you can reduce your amount insured to a lower amount.

No medical underwriting when coverage
renews - When your coverage renews in at the
end of your term it will be at your new age-based rate - without any medical exams or questionnaires required at the time of renewal. 

Application are taken over the phone and in some cases an approval can be issued right away!