No Medical, No Problem!

For some people, the concept of insurance can seem like a losing battle at times. The process of obtaining insurance can create anxiety for those with certain lifestyle habits, potential health concerns or for those who may have been declined for insurance in the past. While insurance is no doubt scary for these individuals, it shouldn’t be an excuse for them to forgo it simply because they think they won’t qualify. We have access to a few carriers who have created insurance products for this group of people to ensure their needs are being met.
#1 – No Medical Life:

• $25,000 - $1,000,000 amount of coverage available.
• Available for those 18-70 years old.
• Term of 10, 20 or 25 years.
• Refund of Premium Rider available on some plans (75% of total premiums paid refunded if after 20 years there is no claim).

#2 – No Medical Disability:

• $400-$2,500 per month available coverage.
  
• Waiting period of 90 days and a benefit period of 24 months.
• Available for those 18-55 years old.
• Term 10 or 20 years.
• Waiver of premium after three months of continuous disability.

#3 – No Medical Critical Illness:

• $5,000-$100,000 amount of coverage available.
• Available for age 18-65 years old.
• Guaranteed until age 65.
• Covers strokes, coronary surgery, and cancer.
• Survival period of 30 days, moratorium period of 90 days.
• Term 10 or 20 years available.
• Refund of premium upon death.

See below for a list of conditions that can be insured (subject to the terms and conditions of the policy):

There’s no excuse for you to settle for an Accidental Death policy as we have full policies that can cover them; should you have a history of medical conditions many other companies may not place a policy with. Make sure that you and your family have all your insurance needs covered, without sacrificing the integrity of their insurance policy. Contact us today for more information!

To request a quote on the products we offer, click here.
Alternatively, call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.