How Protected are you?

Often times with insurance, you aren’t worried about all of the different ways something unexpected can impact your life until it’s too late.  Whether it’s being laid off from a job, finding out from your doctor you have cancer or even a disabling car accident; all of those things can have a huge impact on your ability to pay your mortgage, your credit rating, your family’s security and ultimately, your happiness. You worked hard to achieve the dream of owning a home, so really, shouldn’t more thought go into protecting it?
The reality is you need to think about having a product in place when you are employed and healthy and don’t feel an immediate need for it. Perhaps you’ve taken the basic coverage that your lender offered with the mortgage or maybe you have something through work and opted not to take additional mortgage insurance.  Keeping in mind all of the ways you can be impacted, now is the time to really look at the coverage you have in place and see if you’ve left yourself at risk.

Here are some important questions to ask yourself:

1. In the case of a job loss or disability, do you have at least 6 months of expenses put away to see you or your family through your recovery or job search? 
2. In the case of a sudden death, would your family be able to remain in your house without your income?
3. In the case of a critical illness, of yourself or a child, would you be able to afford to be off work for up to a year or two?   
   

Broker Plus Insurance has a wide range of mortgage and personal insurance products. We are proud to offer products that many mortgage brokers and lenders do not have access to, including No Medical products for those who have been declined for insurance in the past due to health reasons. Our insurance coordinators and licensed life agents are more than happy to assist you with reviewing your current coverage.  Our flexible office hours will ensure that we are able to assist you at your convenience.

 To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.