A Difficult Discussion Regarding Child Insurance Policies

It’s summer break, and school is officially out for the kids! If you’re a parent like me, you’re probably already counting down the days until your child goes back to school. While the dirty floors, dishes in the sink and laundry can wait; there is one thing that you should not wait on. What do I speak of, you may be asking? I am talking about something no parent wants to talk about, but that every parent needs, an insurance policy for your child.

Why would a child need an insurance policy?

• Because diseases and conditions such as Cancer, Paralysis, Muscular Dystrophy, and organ transplant and failure have no boundaries when it comes to what age they can onset.
• If your child is critically ill or passes away, do you have at least $10,000 saved for hospital visits, time off work, the last holiday or memorial service?

The thought of having a sick child, or losing a child, is something that no parent should ever have to go through. However, you can take an insurance policy on your children, so if the worst should happen, there is coverage in place to aid your family.

The benefits of placing your child with an insurance policy are:

• For our Child Critical Illness and Protection Benefit Riders for Term Life, the monthly premiums are only $5 for $10,000 worth of coverage or $10 for $20,000 worth of coverage.
• The above Riders cover all current and future children, and any child, including adopted ones, can be insured as long as they are over 15 days old and under age 21 (25 if they are a full-time student).
• We have a standalone Child Critical Illness policy from Humania that covers 27 conditions, including conditions, such as Autism, Cerebral Palsy, and Congenital Heart Disease.
  

Ensure your children are protected by contacting our company for a free, no-obligation quote!

To request a quote on the products we offer, click here.
Alternatively, call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.