Don’t be a Scrooge about Insurance

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 Many of us are familiar with Charles Dickens’ classic story A Christmas Carol, and if you are not let me take a minute to explain it to you. Essentially, Ebenezer Scrooge is a miserly owner of a London counting-house, notorious for his cold-hearted, penny-pinching ways.  However, through the visits of 3 ghosts of Christmas (past, present, and future) he has an epiphany about how his behavior has affected those around him and decides to become a better person until the end of his days. While you may be wondering what Ebenezer Scrooge has to do with insurance, let me assure you that in our business we have come across a few Scrooges of our own.

For example, one of the worst things we encounter in our business is a client who doesn’t think insurance is necessary or just refuses to give any real thought to what will happen to their loved ones after they pass.  While a premature death and is something none of us wants to think about, isn’t that being Scrooge-like?  We should think about the full impact of what that loss would look like to our family and loved ones.  Another common excuse we hear from clients is that they already have too much debt and they feel a monthly insurance payment will add to their debt load. The thing is, most Canadians have debt; whether it’s student loans, a mortgage, credit card debt or a car payment and there is almost always a way to make everything work.  Yet some people have no insurance in place. BAH humbug, indeed!  Think of it this way, a daily latte, which is a necessity for some, may cost the average person $4 while there are some insurance policies that are as affordable as $1-$2 dollars per day! With this perspective, does insurance really seem like that much an expense?  Not to Tiny Tim, it doesn’t.

Another factor to consider is that you cannot afford to NOT have insurance. If you have no savings, are the sole income provider (whether single or in a relationship), have a lot of debt, no room in the budget or no money put aside for funeral cost and living expenses then you most definitely need insurance! Broker Plus Insurance is proud to offer a wide variety of personal and mortgage products that are flexible to suit any budget so no one has to go without. Whether it’s a term of 10, 15 or 20 years, Accidental Death only or partial coverage; we ensure that your needs are paramount and that it fits your budget!

Whatever your needs are, Broker Plus Insurance can assist you with obtaining the coverage that is right for you and more importantly, make sure that it’s affordable.  So don’t “Scrooge out” on insurance!  Talk to us first through one of the links below!

To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.