Flexible Policies For Trying Times

A new year means a fresh start for many of us, and now is the best time to ensure you stay loyal to your resolutions. Don’t have resolutions for this year, why not rethink your insurance needs to ensure you have the best coverage possible! Often, homeowners take policies that are not beneficial for their needs and lack the flexibility that many families require.  

An example of this flexibility would be allowing homeowners to choose their desired amount of coverage. The benefit of this is that you can insure more than your mortgage amount to account for future planning, such as replacing lost income due to a spouse's death or plan for children’s future education needs.

Another vital function of the products we offer is that all the underwriting is done up-front, not at the time of claim. This means that when a claim arises, the insurance company has already reviewed your health and medical history at the time of application. By having underwriting done upfront, there will be less of a delay in claims being paid than if the underwriting is done at the time of claim.

Finally, I want to make the last point regarding the importance of disability with long-haulers suffering COVID symptoms. With the long-term effects of COVID-19 still being analyzed, having disability coverage in place should you be unable to work for an extended period is imperative. Disability coverage allows your monthly mortgage payment to be paid to the lender, so it won't conflict with any other benefits you receive (both provincial and federal) if they are off work due to COVID related issues.

Contact us today to learn more about our products and just how flexible stress-free insurance can be when you put your trust in Broker Plus Insurance!

To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.