Insurance, On Your Terms

Over the last two months, we’ve seen an increase in clients requesting insurance through our company due to the COVID-19 outbreak, even those who had previously turned it down. When it comes to a person’s health and safety, it’s a natural response to want to know you have all your bases covered should the unthinkable happen. The great thing about Term insurance is that it can be put on at any time. When we tell clients about the benefits of this type of coverage, we find that we catch them off-guard because there’s a lot of misconceptions about the benefits of Term insurance over mortgage insurance. Being able to break down these misconceptions and benefits is one of the best parts about utilizing Broker Plus Insurance for your insurance needs, as our Life Agents can go over these aspects with you in depth.

The Benefits of Term Insurance Are:

• Unlike Mortgage insurance, a client can insure more than their mortgage with Term Life, which means you can cover things like credit card debt, car loans, lost income and children’s education, etc.   
• The benefit amount does NOT decline like mortgage insurance, with premiums often more competitive than mortgage insurance.
• With 10, 20, 30, and 100-year options, you can choose the term best suited for you and your family’s needs.
• 2 and 5-year Disability coverage that pays directly to the lender like mortgage insurance!
• Critical Illness – both 10 year renewable and level to age 75 with a return of premium option.
• Child protection (Life and Critical Illness) for either $5 or $10 per month.
• Underwriting completed up-front and not at claim time. 
• Options to layer Term Life policies, meaning you can customize your short-term and long-term needs by having more than one policy.
• New options for conversions to Whole Life are now available!

 
With what’s been happening in our country with COVID-19, having insurance in place has never been more important. Protect yourself, protect your family, and contact us today for more information.

To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.