Lower Rates & New Product Features, Our Commitment To You For 2020

We are starting the year off right with new lower rates for personal life insurance policies! We know it’s not in every client’s budget to include mortgage protection, and that’s a shame. These reduced rates will make it more affordable for you and your family to obtain coverage or even partial coverage. Coupled with the fact that personal life insurance is a cheaper alternative to traditional mortgage insurance, we’ve got the best options for your insurance needs! These life policies are also entirely customizable, allowing you to control more aspects of your insurance policy.

Additional Benefits:

• Up to 5 million in coverage available.
• Terms of 10, 20, 30, and 100 years
• Applications are taken over the telephone with one of our licensed life agents
• Clients choose beneficiary(s), amount and length
• Underwriting is done upfront, so you know that the coverage will be there for them!

Coverage Enhancements:

• Mortgage Protection Rider (Disability) – Monthly mortgage benefit up to $3,000/month to help cover your client’s mortgage while they are off work with an injury or illness. You can choose between 2 or 5 year benefit periods and the 60-day waiting period has benefits paid retroactively to the 31st day of disability.  **New this year** Stay at home parents will also qualify for up to $1000/month in coverage with a 2 year benefit period.
• Critical Illness Rider  - Provides $25,000 to $100,000 of coverage if the insured suffers from one of the 25 defined critical illness conditions. Premiums are renewed in ten-year increments at a higher premium or as a level premium to age 75.
• Accidental Death Rider - Provides $250,000 coverage in the event of a death by accident in addition to your life policy coverage amount.
• Waiver of Premium Rider - Provides a payment for all premiums due (including those for coverage enhancements except for Mortgage Protection benefit) while the insured suffers from total disability
• Child Protection Rider - Provides $10,000 or $20,000 of critical illness coverage for all children (other than foster) of the insured, upon diagnosis of one of the 15 defined critical illness conditions. Child must be under the age of 21 (or 25 if a full-time student) at the time of diagnosis. 24-month pre-existing condition exclusion. 
• Child Critical Illness Rider - Provides $10,000 or $20,000 of coverage for all children (other than foster) of the insured, upon death. Child must be under the age of 21 (or 25 if a full-time student) at the time of passing. 24-month pre-existing condition exclusion. 
  

A lot of clients, like mortgage brokers, can get frustrated and confused by the insurance options and advice that they may be getting from friends, family, and, of course – the lenders. The best thing you can do is to contact our company for a free no-obligation quote, to ensure that your insurance needs are being met with the best products and rates possible. Start off 2020 with less stress, by utilizing Broker Plus Insurance, we’ve got your insurance needs covered!

To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.