New Humania Child Products!

Image obtained from https://www.humania.ca/en-CA/individual/about-us/contact-us

Children can be several things: busy, messy, high-energy, loving, precious and ultimately our future. Every parent wants to ensure that their children are protected and insured for the rest of their life. Unfortunately, sometimes parents fail to see that the health coverage offered through their work or the government is not all inclusive. Often, when a child becomes critically ill, parents don’t account for unpaid time off, recovery time and other day-to-day expenses. This oversight can leave parents struggling financially to pay bills on time; which is the last thing a parent should worry about during these difficult times. Ensure that your children are protected with our new term insurance through Humania.
 
Humania has been in operation for over 77 years and has roots dating back to 1874. They officially became an insurance company called La Survivance in 1938. Recently restructured in 2012, it is owned by the policyholders through a mutual management corporation. Humania notes that too many families’ lives are shattered when their child is diagnosed with a critical illness. They believe this recovery time should be supported, along with your time away from work and the day-to-day expenses that are not covered by government programs.
 
The main benefit of Humania products are:

• Contract type is term to age 75; which essentially ensures your child is covered for their whole life.
• The premiums are also guaranteed levels; which mean they do not increase as your child gets older.
• The insurable sum ranges from $10,000 to $50,000 and can be increased in $5000 increments.
• Programs offered through their Children360 products are Critical Illness, Critical Illness or Life Insurance (payable at first event), Additional Life Insurance and much more.
• The Critical Illness coverage includes 37 illnesses including autism, cerebral palsy, cystic fibrosis, muscular dystrophy and life-threatening cancer.
• Coverage is available from 30 days to 15 years of age with no medical exam required.*

*Policy owner must fill out an eligibility and insurability questionnaire for the child.
 
To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.