The Importance of Critical Illness Insurance

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Being sick is something that no one ever enjoys dealing with. Whether it’s the cold or flu, there’s no denying that being sick sucks! However, imagine you are diagnosed with life-threatening cancer. For this illness, there’s no easy remedy and it often can mean a huge adjustment to take on lengthy treatment programs. This potential disruption to your life is something that many of us are not be prepared for.
 
Even conditions such as heart disease are easily overlooked by many people.  An alarming fact is that 1 in 4 Canadians has some form of heart disease and an estimated 75,000 Canadians suffer heart attacks each year. Like I said, no one likes to think about being sick; so why not think about what you can do to prevent your loved ones from carrying the potential burden of a critically ill family member by insuring yourself before something happens?
 
Often times, many of us don’t think about the need for Critical Illness insurance; or what it could mean to our income if we are forced to take sick leave and survive on reduced pay.  Would you be able to continue to payment your mortgage commitment each month?  Broker Plus Insurance is proud to offer many options for Critical Illness coverage to ensure that you and your family are protected, should the worst happen.
 
Our stand alone Critical Illness coverage provides $25,000 to $1,000,000 of coverage if the insured person is diagnosed and survives one of the 25 defined critical illness conditions. These conditions include life-threatening cancer, stroke, Alzheimer’s disease, heart attacks, MS and Parkinson’s disease.
 
We also offer a Critical Illness Rider for our Term insurance, which covers acute heart attacks, cancer, and strokes so long as the insured survives 30 days passed the date of diagnosis. For parents who want to ensure their children, we also offer a Child Critical Illness Rider for those who choose to take Term insurance.  For enhanced protection, we have a standalone Child Critical Illness product that covers 37 illnesses and goes to the age of 75.
 
Worried you may not qualify for our Critical Illness coverage? No problem, we have No Medical Critical Illness available! Click on the link below or give us a call today to gain more information about these products and how we can assist you with your insurance needs. 

To request a quote on the products we offer, click here.
Or call: 1-877-242-8820 and press 3 to speak with an insurance coordinator.